Prequalification

For each individual applying, submit the preliminary information in the form below, then attach W-2s and pay stubs for 2 months to an email to realtytrust.leasing@gmail.com for Mortgage Prequalification.


Prime Origination

Prime Origination is brokered for borrowers with an average credit score of 700, a minimum of 15 percent down payment, and funds to cover closing and title insurance.


FHA

FHA is available for those who are first time home buyers. A minimum credit score of 620 is required to qualify for this loan.


Subprime 

Borrowers with credit scores below 640 or with past bankruptcy or with less than 15 percent down payment may choose to borrow with an adjustable or fixed rate.


Property Maintenance

Property sales where owners move are covered. Landscaping and interior upkeep services are provided by Positivity Indoor and Outdoor Services.